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Florida · Federal IDR + state pathway

Out of network Full thickness skin graft, face or extremity in Florida, CPT 15240

Florida runs its own process alongside the federal one. Which applies depends on the plan.

An underpaid Full thickness skin graft, face or extremity (CPT 15240) claim in Florida does not have one dispute route — it has two, and picking the wrong one costs the claim. Florida resolves payment-amount disputes through a voluntary state program (§408.7057, run by AHCA) or the courts, not a binding IDR. Self-funded ERISA plans follow the federal IDR process. Confirm routing by plan type before filing.

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Code
CPT 15240
Typical setting
hospital or ASC
Florida pathway
Federal IDR + state pathway

Transfer of a full thickness skin graft to cover a defect.

How Florida handles an out-of-network Full thickness skin graft, face or extremity payment

Florida prohibits balance billing for out-of-network emergency care and for out-of-network services at in-network facilities (Fla. Stat. §627.64194 and §641.513, HB 221, 2016). Payment is set by a statutory standard — generally the lesser of the provider's charges, the usual and customary charge, or a mutually agreed amount — rather than binding arbitration.

Florida sets out-of-network payment by a 'usual and customary' standard, not an arbitrated benchmark.

The state dispute-resolution program is voluntary paper review; federal IDR still applies to self-funded plans.

Routing decides the deadline. Florida resolves payment-amount disputes through a voluntary state program (§408.7057, run by AHCA) or the courts, not a binding IDR. Self-funded ERISA plans follow the federal IDR process. Confirm routing by plan type before filing. Two patients can receive the same Full thickness skin graft, face or extremity at the same facility and their claims follow different processes with different clocks. Confirm plan type against the CMS applicability chart before filing.

Why CPT 15240 gets paid short out of network

Anchored to the qualifying payment amount (QPA)

The plan pays Full thickness skin graft, face or extremity at its own qualifying payment amount — its median in-network rate for the area — and treats that as the answer. Under the No Surprises Act the QPA is the plan's opening anchor, not a cap, and certified IDR entities weigh several other factors against it.

Out-of-network reduction with no contract on file

With no negotiated rate for Full thickness skin graft, face or extremity (CPT 15240), the allowed amount is reduced to an out-of-network schedule that rarely reflects what the face/extremity procedure actually involves in a hospital or ASC setting.

This is the national picture for the code. For the full breakdown see Full thickness skin graft, face or extremity (CPT 15240), and for every procedure disputed in this state see Florida out-of-network IDR.

CPT 15240 in Florida — common questions

Does a Full thickness skin graft, face or extremity claim in Florida go to state or federal IDR?

Florida resolves payment-amount disputes through a voluntary state program (§408.7057, run by AHCA) or the courts, not a binding IDR. Self-funded ERISA plans follow the federal IDR process. Confirm routing by plan type before filing. For CPT 15240, the deciding factor is the patient's plan type rather than the procedure — the same code can route either way for two different patients at the same facility.

What is the deadline to dispute an out-of-network Full thickness skin graft, face or extremity payment in Florida?

Florida sets out-of-network payment by a 'usual and customary' standard, not an arbitrated benchmark. Missing the window forfeits the claim regardless of its merits, which is the most common way a Full thickness skin graft, face or extremity dispute is lost in Florida.

Is CPT 15240 worth disputing in Florida?

Providers prevail in roughly 88% of federal IDR determinations they contest, and Full thickness skin graft, face or extremity is hospital or asc work that is routinely paid below billed charge out of network. The question is usually whether the claim is eligible and the deadline is still open — which is what we check first, at no cost.

CPT 15240 in other states

Routing and deadlines change at the state line, even for the same procedure and payer.

More plastic and reconstructive surgery codes: Plastic and reconstructive surgery out-of-network disputes

Find out whether this Florida claim is still eligible

Send one denied EOB. We will tell you which process it routes to, whether the window is still open, and what the claim is worth — before you commit to anything.

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JA

Medically & clinically reviewed by Dr. John M. Abrahams, MD

Board-certified neurosurgeon and founder of Sydra · Last reviewed September 2026 · About the author

Figures reflect the published federal record across all disputes, not a prediction about any individual claim. This is general information, not legal or financial advice.

No outcome is guaranteed. Results vary by claim, payer, specialty, and documentation. Which process applies depends on plan type; confirm routing against the CMS applicability chart before filing. This is general information, not legal or financial advice.